چکیده:
In an age of consumerism and ultra-materialistic lifestyle, incurring of consumerist debt is prevalent. It is meant to satiate one’s wants rather than needs, and to sustain a life of leisure and extravagance. This is exacerbated by the proliferation of small rectangular plastic called ‘credit card’ which makes it much easier and swifter to withdraw and spend money from such debt. Although this is especially true in the Western world, Muslims are not spared from this state of affairs either.In Islamic texts, a kind of debt (dayn) is castigated for preoccupying one’s mind and heart, and sometimes for hampering spiritual growth. In a tradition (hadith), such debt is described as causing grief during the night and humiliation during the day. Also explicitly mentioned are some of its dangers such as turning a truthful person into a liar, a promise-honoring person into a promise-breaker.
خلاصه ماشینی:
"Prevent me from extravagance and excess; put me on the course of generous spending and moderation; teach me excellent distribution; hold me back through Thy gentleness from squandering; allow me to attain my provisions through lawful means; direct my spending toward the gateways of devotion, and take away from me any possession which will bring forth pride in me, lead to insolence, or drag me in its heels to rebellion!" The following steps or measures toward freedom from debt can be identified from this part of the supplication: (1) sincere supplications to be able to repay one’s debt as soon as possible, (2) having streams of lawful incomes, (3) living below one’s means by avoiding extravagance and excess, and (4) avoiding any possession which causes pride, insolence and other related moral vices, and (5) spending for wholesome endeavors including charity.
Steps or Measures toward Freedom from Debt as Indicated in Sahifah al-Sajjadiyyah’s Supplication 30 In this brief and specific supplication of Imam Zayn al-‘Abidin (‘a), certain steps or measures toward freedom from debt can be alluded to, and these are the following: (1) sincere supplications to be able to repay one’s debt as soon as possible, (2) having streams of lawful incomes, (3) living below one’s means by avoiding extravagance and excess, and (4) avoiding any possession which causes pride, insolence and other related moral vices, and (5) spending for wholesome endeavors including charity."